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The Mortgage Supercenter has every type of lender and loan program
imaginable - each designed to fit your personal situation and needs.
Here is a general overview of only some of the programs we have available.
Review the information below but be sure to call and speak with one of
our professional loan consultants. We can give you knowledgeable advice
on each of these and many more products. Keep in mind that with over
11,000 different loan programs - we will have what you and your family
are looking for.
* down payment assistance programs are available
| Conforming Loan Programs: up to $322,700.00 | ||
| Loan to Value | Credit Score Needed | Other Stipulations |
| 20%-100% | 620 mid fico score | FMApproved |
| 20%-97% | 620 mid fico score | FMApproved |
| 20%-95% | 620 mid fico score | FMApproved |
| Stated Income Loan Programs: | |||
| Loan to Value | Credit Score Needed | Other Stipulations | |
| 20%-100% | 660 fico mid score | No Assets | jm |
| 20%-95% | 660 fico mid score | No Assets | jm |
| 20%-90% | 581 fico mid score | Stated Assets | jm |
| 20%-100% | 660 fico mid score | No Assets, No mortgage insurance | al |
| 20%-95% | 620 fico mid score | Stated Assets | al |
| Stated Asset Loan Programs - (No Income Needed): | |||
| Loan to Value | Credit Score Needed | Other Stipulations | |
| 95% | 620 fico mid score | No Income, No assets, no documentation | jm |
| 97% | Stated Assets | jm | |
| 95% | 620 fico mid score | Stated Assets | jm |
| Jumbo Loan Programs: $300,700 to $10 million | |||
| Loan to Value | Credit Score Needed | Other Stipulations |
|
| 20%-100% | 600 fico mid score | Full Documentation | ff |
| 20%-100% | 700 fico mid score | Stated Income $750k max | ff |
| 20%-100% | 640 fico mid score | 6mos. Bank statements (self employed) | ff |
| 20%-100% | 700 fico mid score | Stated Income $950k max | ff |
| *we have several other programs for loans exceeding $1 million* | |||
| Interim Construction to Perm Financing: | |||
| Loan to Value | Credit Score Needed | Other Stipuations | |
| 95% (appraised value) | 620 fico mid score | Full Doc Loan | mt |
| 90% | 700 fico mid score | Stated Income, Stated Assets, $400k max. | mt |
| Sub Prime Loans: | ||
| Loan to Value | Credit Score Needed | Other Stipulations |
| 95% | 580 fico mid score | No Prepayment, DTI 50% |
|
90% |
500 fico mid score | Multiple Programs |
-The Mortgage Supercenter offers a free credit pull with application.
-There are regulations regarding all loan programs, of course, and specific questions regarding approvals should be directed to our mortgage consultants.
The Mortgage Supercenter
2100 West Loop South Suite 900B
Houston, Texas 77027
713-595-7680
713-590-5273 fax
Email at: customerservice@themortgagesupercenter.com
*Not Servicing NY, VT, OH, MD, or GA
Approvals may be conditional and subject to lender verification.
The Mortgage Supercenter protects your Privacy!